How to Buy Property in Kochi from Dubai / UAE — 2026 Step-by-Step
A 9-step process, timeline expectations, currency & POA guidance for UAE-based NRI buyers.
Step 1 — Shortlist online, book a virtual site visit. Step 2 — Confirm eligibility with an NRI home loan pre-approval (HDFC / ICICI Middle-East desks are quickest). Step 3 — Freeze the unit and pay booking amount via NRE account or wire. Step 4 — Sign Agreement for Sale. Step 5 — Structure loan disbursement. Step 6 — Register in person or via a Special POA (executed at the Indian Consulate in Dubai / Abu Dhabi). Step 7 — Pay stamp duty (8% in Kerala) and registration (2%). Step 8 — Take handover. Step 9 — Optionally rent out through developer-managed rental services.
Total calendar time: 30-45 days if all documents are ready. Purva City Kochi's NRI desk manages every step end-to-end.